As a small business owner, I have no dental or extended health coverage. So a while ago, I decided to sign up for a Manulife CoverMe policy. Their policies appear to be priced well. The website is nicely done, and the sign up process is entirely online. It gives you the feeling that they really have their stuff together. The problem is that as soon as they get your money, the experience goes sharply downhill. It looks like they invest all of their funds and effort into marketing and getting people to sign up, but as soon as you need service, you're SOL. Their claims process is straight out of the 1980's, requiring you to snail mail or fax a sheet you need to fill out by hand. You would think they could have managed some sort of electronic method. I was able to easily set up automatic payments from my credit card online, but when I needed to cancel these payments, I had to phone twice, send two different faxes, and they still deducted two extra payments after canc...
Add another one to my "things that confuse me" list... Why do average, ordinary people vote for Conservative / Republican / (insert your right-wing party here) politicians? I can see voting for them IF: Your household income is more than $500,000/year You are a majority shareholder in a corporation that employs more than 500 people You are a senior management in a major corporation You have the majority of your net worth invested in energy and "defense" stocks But honestly, unless one or more of the above applies to you, it just doesn't make sense. For the average Joe, voting for Conservative politicians is basically the equivalent to shooting yourself in the foot -- over and over again. Their modis operandi is to systematically underfund and dismantle public institutions, and replace them with private corporations they can profit from. The result is an ever increasing divide between rich and poor, creating a cheap labor force at the bottom (more ...
People love to talk. It's in our nature. We're social creatures. At some point, however, if you want to get anything done, you have to stop talking and start doing. There is a big conference in Stratford this week called " Canada 3.0 ." One of the major sponsors apparently has something to do with the recent government spend of $10 million plus to "stimulate" things through creation of some sort of " Centre of Excellence for Commercialization and Research (CECR) ." The stated purpose is to "create jobs, improve the quality of life of all Canadians and strengthen the economy for future generations." This is all fine and good. Every project needs a high-level/brainstorming phase. The problem is that there doesn't seem to be many (any?) specific goals about how this is all going to work. You see, there are some severe, systematic problems in Canada that tend to destroy innovation in the early stages. Let's have a look at some...
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