As a small business owner, I have no dental or extended health coverage. So a while ago, I decided to sign up for a Manulife CoverMe policy. Their policies appear to be priced well. The website is nicely done, and the sign up process is entirely online. It gives you the feeling that they really have their stuff together. The problem is that as soon as they get your money, the experience goes sharply downhill. It looks like they invest all of their funds and effort into marketing and getting people to sign up, but as soon as you need service, you're SOL. Their claims process is straight out of the 1980's, requiring you to snail mail or fax a sheet you need to fill out by hand. You would think they could have managed some sort of electronic method. I was able to easily set up automatic payments from my credit card online, but when I needed to cancel these payments, I had to phone twice, send two different faxes, and they still deducted two extra payments after canc
About a month ago, before the big Cambridge Analytica scandal , I wrote that " Facebook is over ." My feeling was strong enough that I divested all FB holdings the same day. Glossing over the details at the time, I simply stated that Facebook had "lost its way." After posting, several of my friends and relatives (on Facebook, of course) suggested that I should create the Next Facebook . Funny enough, I'd already been there and done that. My reply: " I started a project called "FriendPortal" in 2003 that was to be a simpler, better alternative to Friendster. Before I could finish it, some scrappy Harvard kid beat me to the punch. Somebody will make the "next" Facebook. Odds are decent that it won't be me :) " I thought it would be interesting to go a bit more in-depth on this topic. History Lesson In my mind, the first modern "social networking" site was Friendster (2002). It was quickly followed by M
You hear it all the time. "I'm soooo hungry!" "I'm starving !" But stop and think for a moment. Are you truly and actually hungry ? Here's one way to tell: Pick a food you really don't like , but something healthy. Like spinach. Or broccoli. Or turnips. It'll be different for everyone. Now pretend that's the only food available. Still want some? If it sounds appetizing and you could see yourself eating it, you're probably hungry. If not, you're not hungry . You're likely upset, bored, or otherwise distracted. In this case, try getting up and doing some sort of physical exercise. You'll probably forget about food altogether and start doing something productive instead!
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